Car Loan Calculator
Calculate your auto loan monthly payment, interest, and total cost.
Car Loan Calculator
Price · Down payment · Rate · Term → Monthly payment
Car Loan Calculator — Estimate Your Auto Loan Payment
Planning to buy a car? This calculator helps you estimate your monthly car payment based on the vehicle price, down payment, trade-in value, loan term, interest rate, and sales tax. Understanding your monthly obligation before visiting the dealership puts you in a stronger negotiating position. Compare different scenarios—shorter terms with higher payments vs. longer terms with lower payments—to find the right balance for your budget.
When to Use This Calculator
Before the Dealership
Know your budget and negotiate from a position of strength
Compare Loan Terms
See how different rates and terms affect your total cost
Budget Planning
See if a vehicle fits your monthly budget
Refinancing
Compare current loan vs. refinance offers